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The information provided in this site is from sources believed to be accurate. The content is presented free and without password restriction as a service to the public. Considerable care has been taken to ascertain facts. However, no facts or recommendations from this site should be relied upon without consultation with appropriate professional counsel regarding validity and application to your particular situation. Greenwich Financial Management Inc. (“GFM”) cannot and does not take responsibility for any damages or consequences flowing from reliance upon the information in this site, which despite our best efforts may contain inadvertent errors.

This site includes considerable dated research material and commentary. It is assumed that the user will consult with his or her advisors as to any material changes since date of publication.

The site includes numerous hyperlinks to Web pages outside this site, as a convenience to our users. Links are offered to sources deemed to be reliable or worthy of note. However, obviously, GFM can take no responsibility for information found through such hyperlinks.

There is a good deal of content in this site relating to insurance. Bear in mind that insurance is regulated by the different states, and the regulations of the state where you live will govern in most situations. Some of the generalizations offered will not apply to every single state.

Certain articles or content may refer to long or short positions or derivative contracts in the portfolios of clients of GFM or its principals. No investments should be made in reliance upon the content in this site without independent due diligence by the investor.

Greenwich Financial Management Inc. is a Registered Investment Advisor.

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