Executive Deferred Compensation

            Greenwich Financial Management offers comprehensive services the area of non-qualified retirement plans. These plans help employers to reward key employees by allowing deferral of a portion of their income over a period of years. Two characteristics of executive deferred compensation that should be noted: 1> The employer is not eligible to take a deduction against income until such time as the employee realizes the income, 2> FICA taxes are not deferrable. Our services include:

• Analysis of existing employee incentives and their adequacy. 
• Design of executive deferred compensation plans.
• Consultation on investment alternatives.
• Selection of trust and administrative services.
• Ongoing review of the plan and investment performance.
• Review and reform of existing deferred compensation plans.
• Replacement of split dollar insurance programs.