Tax Planning

Greenwich Financial Management does not offer legal or accounting advice. Instead, we work closely with tax lawyers and accountants in offering advice tax aspects of investment, including:

• Qualified retirement plans, including defined contribution plans (such as 401(k), 403(b), and 457(b)) and defined benefit plans: design, implementation, investment selection, review
• Executive deferred compensation: design, implementation, investment selection, review
• Tax-advantaged investments, including municipal bonds
• Harvesting of capital gains and losses through annual review of investment portfolio in relation to tax needs
• Development of investment programs intended to produce long-term capital gains and avoid short-term capital gains
• Use of life insurance to shelter income
• Use of Flex Spending and other similar pre-tax spending accounts
• Charitable giving and use of charitable trusts