Custody and Clearing

•   Greenwich Financial Management Inc. ("the Firm") is a Registered Investment Advisor.


•   The Firm offers advisory, fee-based services via Fidelity's Registered Investment Advisor Group (FRIAG). Trades are cleared through and custodied by National Financial Services LLC or Fidelity Brokerage Services LLC, members NYSE, SIPC, Fidelity Investments companies.


•   Securities in accounts carried by National Financial Services LLC or Fidelity Brokerage Services LLC, are protected from dealer default by the Securities Investor Protection Corporation ("SIPC") up to $500,000 (including cash claims limited to $100,000). NFS has arranged for additional unlimited insurance protection for cash and securities to supplement its SIPC coverage. This additional protection covers total account net equity in excess of the $500,000/$100,000 coverage provided by SIPC. Neither coverage protects against a decline in the market value of securities.


•  Greenwich Financial Management Inc. is an independent organization and not affiliated with Fidelity Investments.